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Real Estate Tips

First Time Buyers >Finding A Loan

There are two important steps preliminary to becoming a homeowner. First you must find the right home and negotiate the price and terms with the sellers. Then you come to one of the most difficult parts of the transaction--finding the perfect loan.

You should do some comparison shopping among lenders. Your real estate agent can refer you to several reputable lending institutions which should be able to complete the loan process before your proposed financial approval date. The loan officer will take your application and have you sign all the necessary papers to authorize credit and employment verifications. You and the real estate agent should get periodic progress reports to make sure that all of the details are taken care of. Such reports will help to ensure that any potential problems are discovered and addressed before they can hinder the transaction.

	See All Tips In The "First Time Buyers" Category >
	See Complete Library Of Hundreds Of Tips In 30+ Categories >

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Real Estate Trivia

Q	What does the term ARM stand for?
A	An ARM is an Adjustable Rate Mortgage, a loan where the interest rate is tied to an economic index that fluctuates with the market.
See More Real Estate Trivia >

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Kim Decanini Realty Executives International 1007 Chillum Court Safety Harbor, FL 34695 Mobile: 727-434-3105 kimmyd123@yahoo.com Your Safety Harbor specialist with over 11 years of experience selling in the local community. I have sold over $200 Million dollars worth of Tampa Bay real estate and can get your home sold too. If you are buying a home, look no further than an agent who has over 450 sales to her name. Kim Decanini - A household name you can trust. www.kimmyd.com is brought to you by Kim Decanini, real estate for Clearwater, Safety Harbor and Oldsmar, Florida Read Kim Decanini's Privacy Guarantee, Terms of Service, and Free & Without Obligation Pledge

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